I am sorry I have not been on the site that much,, I am dealing with a Filthy Mortgage company that is Trying everything they came to foreclose, Since they found out about me Refinancing,, and saying good Bye,,,, My Payments went from $1,200. a month up to $4,280. a month,, I have been paying that for close to 8 months,,, and they tell me that it will be going up again,, So to make a long story short,,, I am working with a Legal team That says this will soon be over,, So,, No I am not forgetting about any one out here on the Board,,, It just side tracked me a little,, and I plan on getting back to the swing of things here soon,,,:Handshake See you all very soon and thank you for your concern,