Hagerty Insurance

With my insurance pushing $150 a month, I recently started looking at Hagerty. What do you think a fair value would be for my car?

Car: 1972 Maverick Grabber, 200 I6, automatic on the column.
New Carb, Starter, drums all around.

Not looking to get a shocking price that makes me happy, Just looking for a reasonable amount to use, and also very curious as to what a guestimated value would be.

And as an Oregon car owner, What do you think Hagerty would charge annually? It is quoting me 317 a year with $5000 value. That sounds unreal and exciting but not sure if it's a reasonable quote as i just filled it out online. I am currently insured with my mom through my Credit Union. Just looking around to see where i can save money.

 

I thought they determined the value..
I too am fixing to contact them..

 

From what I understand is you give them the value and they choose whether or not they agree with it. Online it just gives me the option. Need to lower insurance so I can afford more on insurance/car payment when i get new wheels.

 

Hope it works out for you..
My delima is most my car is on shelves lol..

 

Mine probably will be! Only reason its running as much as it is -- I have no other ride to work. or back home for that matter. Still checking around because I dont know who I'd go to for insurance on the second car. Looking at a early 2000's Ranger, and being (almost) 19 and having 1 speeding ticket my insurance on my own would probably sky rocket.

 

Kinda tough out there at you age.. LOTS to learn still .. Good that your shoping and not just signing into something.

 

just tell them you drive the car less than 20 miles a day and youl be verry suprized how haggady will value and lower your ride. which is an ausome color combo.

 

I do drive less than 20 miles a day... i drive about 14

 

Usually, collector car insurance requires that you have another vehicle available for daily use, and that the car being insured is garaged when not in use.

Not sure about a minimum age for the driver .... I suspect that may be a clause as well ... Never had to try to buy a special policy like that until the past few years. All my cars were my DDs until I finally gave the Comet a break, a dozen years ago.

 

when I called I asked the lady how much they would insure my car for. she asked some questions and then she said...$20,000...$285 a year...
she also suggested that when I get it painted I should raise that value...

yes, you need another insured car...

 

Might wanna go over the policy with the insurance agent. Change to a higher deductible and whatnot. Also check with a different insurance company. When I changed from Allstate to State Farm my monthly bill was cut in half. When I changed from State Farm to Haggerty the monthly bill was cut in half again.

 

You will need another car insured in your name, (your daily drive car) and you will need an enclosed garage to keep it in, Hagerty does not insure daily driver cars.

 

Exactly. Can't be a daily driver. Can't be your ONLY car. Has to be stored in a garage. And yes, there will be a minimum age for the driver.

Now...don't think you can "fib" your way into getting the insurance. "Fib" will work, until you have a claim. That's when the inspectors come out. Can you say "insurance fraud". :Handshake

 

Grundy has a new program where they will insure every car you own, even daily drivers. I have thought about just moving all my insurance over to them.

Only thing I see about the original poster is age....,my policy states no person under 25 can drive my cars. I don't know if all of Grundy's policys are like that or not.

 

Gene, Hagerty will insure project vehicles with annual reviews to increase coverage as work progresses.